|Sequence number||DIGITAL SIGNATURE SERVICE (using Vimass digital signing card/SIM)||Fee (including VAT)||VPoints||Sewing Point LPoint|
|DIGITAL SIGNATURE BY YEARS|
|1||Price for registration of personal digital signature for 1 year||200.000 vnd||100||100|
|2||Price for registration of personal digital signature for 2 years||350.000 vnd||100||100|
|3||Price for registration of personal digital signature for 3 years||420.000 vnd||100||100|
|4||Price for digital signature subscription for 1 year||430.000 vnd||200||200|
|5||Price for digital signature subscription for 2 years||680.000 vnd||200||200|
|6||Price for digital signature subscription for 3 years||770.000 vnd||200||200|
|7||Renewal of digital signatures for organizations for 1 year||310.000 vnd||200||200|
|8||Renewal of digital signatures for organizations for 2 years||540.000 vnd||200||200|
|9||Renewal of digital signatures for organizations for 3 years||720.000 vnd||200||200|
|DIGITAL SIGNATURE EVERY TIME|
|10||Price for 1 sign if less than 1.000 times/year (no less than 8 times||4.000 vnd||200|
|11||Price of 1 sign if from 1.000 to 10.000 times/year||3.000 vnd||150|
|12||Price of 1 sign if from 10.000 to 100.000 times/year||2.000 vnd||100|
|13||Price of 1 sign if from 100.000 to 1.000.000 times/year||1.000 vnd||50|
|14||Price for 1 sign if more than 1.000.000 times/year||500 vnd||25|
|DIGITAL SIGNATURE FROM REMOTE|
|15||Price for 1 time to sign remotely, no more than 10 times in 24 hours||39.600 vnd||100||100|
|16||Price for 1 time signing remotely no more than 10 times a month||72.600 vnd||100||100|
|17||Price 10 times of remote signin /month||33.000 vnd||100||100|
|18||Price for 20 remote signings/month||54.400 vnd||100||100|
|20||Price 50 times of remote signing/month||132.000 vnd||200||200|
|21||Price for 100 remote signings/month||231.000 vnd||200||200|
|22||The price of remote signing is not more than 200 times/year||396.000 vnd||200||200|
|Sequence number||DIGITAL SIGNATURE SERVICE (Remote Signing)||Fee (including VAT)|
|1||24h digital signature - Initialization and signing (for individuals performing digital transactions. Initialize and sign no more than 10 times within 24 hours from the date of issue)||39.600 vnd|
|2||Digital signature valid for 1 month with 10 signatures (for individuals performing digital transactions. Initialize and sign no more than 10 times within 30 days from the date of issuance)||72.600 vnd|
|3||Additional package 10 signings/month||33.000 vnd|
|4||Additional package of 20 signups/month||59.400 vnd|
|5||Additional package 50 sign/month||132.000 vnd|
|6||Additional pack of 100 signups/month||231.000 vnd|
|7||Signature number 1 year (no more than 200 times/year)||396.000 vnd|
1. What is a digital signature?
Pursuant to Clause 6, Article 3 of Decree 130/2018/ND-CP guiding the Law on Electronic Transactions on digital signatures - electronic signatures - tokens: “A digital signature is a form of electronic signature created by transforming a data message using an asymmetric cryptographic system, whereby the person who obtains the original data message and the public key of the signer can accurately identify:
a) The above transformation is generated with the exact same private key corresponding to the public key in the same key pair;
b) Content integrity of the data message since the above transformation is performed.”
To put it simply, a digital signature (Token) is an encrypted device that encrypts all data and information of an enterprise/individual used instead of signatures on documents and digital documents. for electronic transactions over the internet.
2. Structure of digital signature
Digital signature based on RSA technology – public encryption technology: Each business unit will have a key pair consisting of a private key and a public key.
- Private Key: Is a key in the key pair used to create digital signatures and belongs to an asymmetric cryptosystem.
- Public Key: A key in a key pair used to verify digital signatures, it is generated by the corresponding secret key in the key pair and belongs to an asymmetric cryptosystem.
- Signer: means a subscriber who uses his/her private key to digitally sign a data message under his/her name.
- Recipient: means an organization or individual that receives a data message digitally signed by the signer, by using the signer's digital certificates to check the digital signature on the received data message and then conducts related activities and transactions.
- Digital signature: means the introduction of a secret key into software to automatically generate and attach a digital signature to certain data messages.
3. Types of digital signatures
USB Token digital signature
USB Token digital signature is software integrated into the USB digital signature. When using, users need to install the digital signing utility on the computer and plug the USB into the computer. The user then signs in to the digital signature with his PIN. During the digital signing process, the USB will automatically use pre-installed algorithms to authenticate and digitally sign the user. This is the most commonly used type of digital signature today.
HSM digital signature
HSM digital signature (Hardware Security Module) is a type of digital signature with a key pair and a digital certificate placed in an HSM device, serving digital signature applications with high-speed requirements for authentication and encryption. The HSM is typically manufactured as a PCMCIA or PCI card that plugs into a computer or a standalone device with a network connection.
Smartcard digital signature
SmartCard digital signature is a type of digital signature integrated on the sim, researched and developed by a number of carriers. With Smartcard's digital signature, users can quickly and flexibly digitally sign on mobile phones.
Remote digital signature
Remote signature is used on the basis of cloud computing technology to enable users to digitally sign flexibly anytime, anywhere on computers, phones, or tablets directly without being affected. depends on the hardware device like a USB Token or sim.
4. Function of digital signature:
- Replace hand-signatures in e-commerce transactions in the digital environment: electronic contract signing, online payment, online money transfer, insurance premium...
- Used to sign in email transactions, sign emails for partners and customers to confirm the sender of the mail
- Used for e-government services, digitally signing when doing administrative procedures, or asking for confirmation from state agencies.
- Used for online tax declaration and payment, social insurance or declaration to the customs authority, banking transactions, electronic securities...
5. Benefits of digital signatures:
• Ensure legality in electronic transactions
Digital signatures have the ability to ensure the integrity of electronic documents as well as identify the author's identity. The use of digital signatures in electronic transactions is considered the basis for affirming the legal validity of electronic documents that are equivalent to paper documents.
• Information safety and security
The process of digital signing is done based on public encryption technology (PKI) using a public encryption algorithm (RSA).
• Prevent possible tampering
It is almost impossible to create another digital signature that is exactly the same as the one in use and is verifiable by public encryption.
• Save time and money
Digital signatures help reduce the time and effort of document processing for businesses as well as accountants. Instead of having to print documents, store, and hand-sign each document, users can completely sign a series of electronic documents right on their computers and send them directly to leaders, partners, customers, etc. internet school.
1. What is an E-invoice?
The definition of E-invoice is stated in Circular 32/2011/TT-BTC as follows: "E-invoice is a collection of electronic messages and data about the sale of goods and provision of services, initiated and initiated. create, create, send, receive, store and manage by electronic means."
E-invoices are used to replace Value Added Invoices, Sales Invoices, Export Invoices, and other Invoices; In addition, it can be applied to the warehouse receipt cum internal transportation.
2. Benefits of using E-invoices
- Cost savings and invoice preservation: Save 75% of the cost related to the annual Invoice of the business. No more worrying about loss, damage, fading, or flying of information and preserving invoices for businesses.
- Safety and security: E-invoices are managed and secured on the electronic software system, customers only need to access the online system to extract and store invoices directly on the software, increasing reliability for business
- Save time, and reduce administrative procedures: speed up the payment and debt collection process, and easily look up and search for invoices without having to go to the archive to search for the original invoice.
- Flexible and diverse: methods of issuing, managing, and reporting invoices anytime, anywhere via Email, SMS...
3. Conditions for using E-invoices
- Includes organizations that are eligible and are conducting electronic transactions in tax returns with tax authorities or in banking activities;
- Having an electronic signature in accordance with the law;
- Having locations, information transmission lines, information networks, and communication equipment meeting the requirements of exploitation, control, processing, use, preservation, and storage of e-invoices;
- Having a team of qualified executors to create, make, and use e-invoices according to regulations.
4. Procedures for notification of electronic invoice issuance
According to Article 7 of Circular 32/2011/TT-BTC, enterprises need to prepare a set of documents including:
- Decision to apply E-Invoice.
- Sample electronic invoices are digitally signed as if they were sent to customers electronically;
- Print the copy of the E-Invoice.
- Notice of issuance of electronic invoices.
The enterprise submits the dossier to the tax authority directly managing it.
1. What is an electronic contract?
An electronic contract is a type of contract where the parties to an agreement on the establishment, change, or termination of the rights and obligations to send, receive, and be stored on electronic means such as electronic technology. electronic, digital, optical, and other electronic media.
2. Features of e-contracts
Some typical features of electronic contracts (also known as online contracts) that businesses need to know when using can be mentioned as follows:
• Expressed by electronic data messages: An electronic contract has a new point compared to traditional paper contracts information is stored in the form of data messages.
• There are at least 3 parties involved: In addition to the two parties, the seller and the buyer, there is also a third entity standing between the other two. Electronic signature certification agencies or network providers can be a third party and do not participate in the contract signing process, but only ensure the effectiveness and legal validity of the contract.
• Wide scope of signing: Because the information on the contract is set up in the form of electronic data, the two parties do not need to meet each other but can sign the contract very quickly at any place, at any time.
• Technical complexity: Besides the convenience and cost savings due to the use of electronic means and telecommunications networks to sign contracts. It is these factors that create some initial difficulties for use because electronic contracts require users to have certain knowledge and skills when using electronic means.
3. Classification of electronic contracts
3.1 The traditional paper contract is posted on the website by one party
This type of contract is first written on paper, then edited and uploaded to the website for the parties to sign. The contracts are put all content on the web and the bottom often has an "Agree" or "Disagree" button for the parties to choose and confirm their agreement to the terms of the contract.
3.2 E-contracts formed through electronic transactions
The outstanding feature of this type of electronic contract is that the content of the contract is not prepared, but is formed in an automatic transaction. The computer automatically synthesizes the content and processes it during the transaction based on the information entered by the buyer.
At the end of the transaction process, the electronic contract is aggregated and displayed for the buyer to confirm his agreement with the contents of the contract. After that, the seller will be notified of the contract and send a confirmation for the contract to the buyer through many forms, which can be by email or other methods such as phone, fax, etc.
This is a form of electronic contract commonly used on retail e-commerce websites (B2C), typically: Amazon.com, Dell.com, Ford.com, Chodientu.vn, Thegioididong.com.vn,...
3. Execution contract email
This is a form of electronic contract commonly used in business-to-business (B2B) electronic transactions, especially in international e-commerce transactions.
In this form, the parties use email to conduct transactions, the common steps usually include: making offers, asking for goods, and negotiating the terms of the contract such as quality specifications, and prices. , quantity, delivery facility conditions... The process of transaction, negotiation, signing, and performance of a contract is similar to that of a traditional transaction, the difference is the means used to sign the contract. computers, the Internet, and email.
3.4 Electronic contracts using digital signatures
The outstanding feature is that the parties must have a digital signature to sign the data messages during the transaction. Because of the use of digital signatures, this type of electronic contract has higher security and binding obligations of the parties than the above forms. However, in order to be able to use digital signatures, it is necessary to have the participation of digital signature certification agencies, in the world as well as in Vietnam today, this service is still in the initial stage of implementation.
Basically, the process of signing an electronic contract using digital signatures is similar to the process of B2C or B2B e-commerce transactions, the difference is that in each transaction step, the parties use digital signatures for content security and contract sender authentication.
4. Benefits of signing an electronic contract
- Convenient, fast, and accurate:
E-contracts can be signed anywhere, anytime without having to meet face-to-face with partners, without having to worry about managing business trips to disrupt the business activities of enterprises. Processes and procedures are carried out quickly, accurately, and transparently and help improve production and business efficiency.
- Easily manage, store and search:
Businesses don't need to rummage through the "mountain" of hosting contracts. Instead, you just need to search on the online data warehouse to know the signed contract, the contract waiting to be signed or the return contract extremely accurately and quickly.
- Save time and money:
All steps in the contract signing process are done online. With electronic contracts, all user actions from creating, censoring, signing, sending, and receiving contracts are authenticated via the internet.
|TT||FINANCIAL SERVICES CHARGES||FEE|
|I||SERVICE FEE TO PAYEE|
|Use Vimass Wallet, multifunction card to pay to a collection wallet or scan VNPAY QR||0%|
|Withdraw all money from collection wallet to bank account at 6am, 8am, 10am, 12pm, 2pm, 4pm, 6pm: (% amount, min 2 cent)||0,02%|
|Use a bank application to scan VietQR and pay immediately to your bank account(% amount, min 3 cent))||0,03%|
|Use Vimass Wallet, multifunction card to pay immediately to your bank account||0%|
|II||SERVICE FEE TO PAYER|
|Use Vimass Wallet, multifunction card to pay and transfer to collection wallets or scan VNPAY QR (% amount, min 1 cent)||0,01%|
|Use Vimass Wallet, multifunction card to pay immediately to your bank account (% amount, min 3 cent)||0.03%|
|III||REQUEST FOR MONEY TRANSFER OR MONEY TRANSFER|
|Wallet-to-wallet transfer (% amount, minimum 1 cent. Including personal wallet, business wallet, multifunction card, collection wallet)||0.01%|
|Money transfer to bank account or card number (up to 300 million VND per transaction,% amount, min 3 cent)||0.03%|
|Top up the wallet via QR or via account (% amount, min 3 cent)||0.03%|
|Withdraw money from your wallet to your bank account (up to 300 million VND per transaction, % amount, min 3 cent)||0.03%|
|IV||COLLECTION (by contract)||Negotiable|
|a) When using a banking application, scan the QR code on the front of the card: % of the amount, at least 200 VND|
|b) When using the QR Vietnam application, scan the QR code on the front of the card, Collect via multifunction card: % of the amount, minimum 200 VND|
|V||AUTHOZIED EXPENSE (by contract)||Negotiable|
|a) Recipient is Vimass wallet, transaction value is less than 1 million VND|
|b) Recipient is Vimass wallet, transaction value from 1 million to 20 million VND|
|c) Recipient is Vimass wallet, transaction value is over 20 million VND|
|d) Recipient is an account, the number of transactions a month is less than 100.000|
|e) Recipient is an account, the number of transactions a month is from 100.000 to 200.000|
|f) Recipient is an account, the number of transactions per month is from 200.000 to 500.000|
|g) Recipient is an account, the number of transactions a month is from 500.000 to 1.000.000|
|h) Recipient is an account, the number of transactions per month is over 1.000.000|
|VI||CARDS PAYMENT GATE|
|a) Using domestic cards to pay for units operating in the fields of health, education, public transport, public services, tax, petroleum business||1.500 đ|
|b) Use a domestic card of a bank that has a card payment connection with Vimass||2.000 đ|
|c) Use a domestic card of an unconnected bank||0.65%|
|d) Use cards VISA, MasterCard, JCB, AMEX||2,35% + 2.500 đ|
|Online savings collection and payment service will be updated|
In order to support people, businesses, and business households in effective digital transformation in line with the national strategy on digital government, digital economy, digital society, and digital citizenship.
Accordingly, ViMASS provides:
- The software supports transaction management of individuals and businesses according to each transaction, branch
- Decentralized software to manage and approve orders for business units and enterprises
- Coordinate database system to manage revenue for partners, manage customers, employees, business branches ... according to each coordinate, location
- Software for digital signing, e-invoices applied in the fields of: healthcare, social insurance, e-government services, declaration, tax payment, customs declaration, birth, and death declaration …or in the fields of online shopping, online payment
- Accounting software: in order to simplify and automate independent accounting, auditing, and accounting activities, to maximize cost, time, and human resource savings, and to minimize errors compared to when performing accounting procedures. manual methods.
With the construction and development of technology software, ViMASS helps people, businesses and business households effectively enjoy digital transformation without having to invest in information technology, focusing resources and time to improve productivity, reduce costs, and increase product and service quality and competitiveness.