1. Create payment points on QR Vietnam app

First, to create a payment on QR Vietnam application, you need to become a Vimass payment-point-creating collaborator

Instruction to create payment points on QR Vietnam App:
- Go to your account, select "Payment Point".
- Enter payment point information: - Enter payment point information: Select the type of payment point; Enter the payment point name, address, coordinates, store photo; Choose a payment method (bank, VNPay): Choose the method of transferring money to the bank immediately or a specialized collection wallet by session 6pm, 8 am, 10 am, 12 pm, 2 pm, 4 pm, 6 pm; Add phone number for collection wallet, introductory video; Select service at checkout.
- Select one of the authentication methods to confirm payment point creation.

2. Search payment points
-   With QR Vietnam,  you can search for payment points without logging in.
-  Open the application, Search, and look up payment points:

+   Fixed payment points by category:  Nearest (near me or near the selected point), Stores (product stores, electronics stores, service stores); Gasoline Gas (gas station, gas/oil store); Medical (Hospital, medical facility, pharmacy, cosmetology, Spa); Education (college, university, school at all levels); Culture (Relics, heritage, sports, tourism services, hotels, tourist attractions, entertainment); Eat and drink.
+   Mobile payment points: cars with less than 9 seats, transport cars, other cars, motorbikes.
+   Online service payment points: selling directly at the store, providing table reservation and home delivery services.

3. Instructions for receiving payment at payment points

3.1 Receive payment via QR of the bank or payment intermediary 

At payment points with payment QR, using QR Vietnam app:
-  Select the QR scan icon in the middle of the application screen, scan the payment QR.

+ Confirm account holder name (Viet QR) or store name (VNPay)
+  Enter amount and content
+  Choose one of the following methods to  pay:

a. Use Smart Card to pay
- Enter card number and CVV to pay
+  Enter amount and content
+ Choose payment via Smart Card
+  Enter Card Number and CVV Number
+  Select the face icon and verify face

- Multifunction card touch with phone/tablet with NFC
+  Enter amount and content
+  Choose payment via Smart Card, choose the method Touch card
+  Touch card and face authentication (and password if limit is exceeded)

b.Pay with Vimass Wallet

-  Log in to Vimass wallet, select payment point
-  Enter amount and content
-  Choose payment via Vimass wallet
-  Choose card authentication method to confirm transaction completion.

Confirm payment with the store owner and wait for checking.

3.2 Receive payment via bank account

At the payment point, the store owner uses the QR Vietnam application, the application will automatically detect the nearest payment point.
-  At the main screen of the application, select the nearest payment point or by category on the screen.
-  The store owner confirms the payment account information.
-  Choose one of the payment methods:
+ Scan the payment QR with a banking app or a payment intermediary.
+ Use Smart Card to pay (Enter card number and CVV or touch card)
+ Use Vimass Wallet to pay

3.3 Receive payment via my QR

+ Using QR Vietnam application, select my QR icon in the right corner of the application screen.
+ Select QR to pay (account QR or wallet QR)
+ Use banking applications, e-wallets, payment intermediaries to scan QR to pay or use Smart Cards to pay.
Especially, users can use my QR to receive payment when losing internet connection, follow these steps:
- Open the QR Vietnam app, select the QR icon on the left, select My QR
- Select payment QR, click pay with multifunction card
- With this form of payment, tap the Smart Card 2 times in a row to confirm the payment
+ Touch Smart Card to get payment transaction.
+ Touch the card to save the transaction you just made on the card.

Note: After payment, just a device or Smart Card connected to the server, the transaction will be synchronized and transferred to the recipient's account

4.Collection wallet

The collection wallet is a Vimass wallet with the format "bank code - account number" (eg VCB-0011004226666), in which the bank and account number are the payment receiving accounts.
The collection wallet is used to receive payment from customers, view statements, and notify on the application "QR Vietnam" or "Vimass Wallet". With a collection wallet, the system will automatically transfer all the money in the wallet to the store's bank account at the time frames 6am, 8am, 10am, 12pm, 2pm, 4pm, and 6pm daily (include holidays).

Create a collection wallet:
At Account, select Payment Points.
-  For payment points that have been created without adding a collection wallet: select Edit, select a phone number for a collection wallet, confirm the modification of information.
- For payment points that have not been created: select Create, enter payment point information and add a phone number to create a collection wallet.
Note: For collection wallets, users can add multiple phone numbers to look up the transactions on the same wallet.

 
5. Manage and modify payment point information

-  Go to “Account”, select “Payment point”, select “Edit”.
-  The shop owner can edit the store information.
-  Select the authentication method to confirm the change of store information.
After editing the store information, the store owner needs to wait for the reviewer to check and confirm the information.

Note: In addition to the store creator, accounts whose phone number registered for wallet matches the phone number to contact the store, that account has the right to edit the information of the payment point on the application, check, View transactions from collection wallet.